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RRJ Insurance Services
  • Personal

    Personal Insurance

    We offer insurance for individuals and families, including customized coverage, to fit your lifestyle.
    View All
    Get Insurance QuoteGet Insurance Quote
    Homeowners
    Flood
    Auto
    High Net Worth
    Umbrella
    Life Insurance
    Pets
    Boats / Watercraft
    Classic & Exotic Cars
    Motorcycle
    RV/Trailer
    Powersports
    Earthquake
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    Course of Construction
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    Business Insurance

    We provide small businesses with a variety of different coverage & policy options that fit their needs.
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    Equipment Breakdown
    Inland Marine
    Contractor’s Tools and Equipment
    General Liability
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Trucking

  • How much does trucking insurance cost?

    Think of your trucking insurance premium on a risk meter. The more potential risk an insurance carrier views the higher the premium. Here are the major factors when a carrier ...

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  • Why are commercial truck insurance rates so high?

    Commercial truck insurance rates are high because insurance companies know that there's a higher risk of injury and accidents.  Why have the rates risen in the past decade? US Commercial truck insurance ...

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  • Can I start a trucking company without a CDL license?

    All insurers charge different rates for new trucking companies and owner-operators. You are legally allowed to start a trucking company without a CDL, but if you plan on driving ...

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  • How can I save money on trucking insurance?

    Doing your research upfront, taking good care of your truck, and looking for the least expensive coverage available are three ways to save money on trucking insurance. Keep your driving ...

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  • What coverage do I need for my business?

    Typically, a trucking company will be insured for these lines of coverage: Auto Liability, General Liability, Physical Damage, Motor Cargo Coverage, Comprehensive/Collision Insurance. Contact us at for more information about protecting your ...

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  • How long will a claim affect my premium?

    A claim will affect your premium differently based on the covered riders and the severity of loss. On average, 3 years.

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  • How long does it take to get my filings issued?

    Typically filings are done the same day or within 24 business hours.

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  • What’s the difference between auto and general liability?

    Commercial Auto Liability is focused exclusively on the risks of owning a truck, while general liability policies focus on protecting a company from risks that could impact the business in any manner. Commercial ...

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  • What’s the timeframe to get a quote and be covered?

    It typically takes 24-48 hours to get a quote and be covered. Once you decide which plan is best for your trucking needs, we can help you through the application ...

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  • I’ve been driving for 10+ years, why is my rate so high?

    Even if you have been driving for years, opening your own business is a different ball game in insurance carriers eyes. Your CDL experience will impact your rate, but the ...

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Coral Gables, Florida 33134
Phone: 305-614-0055
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Proudly providing insurance services: home insurance, auto insurance, life insurance, and commercial insurance for businesses in all of Florida including Boca Raton, Cape Coral, Coral Gables, Fort Lauderdale, Hialeah, Jacksonville, Miami, Miramar, Orlando, Palm Bay, Pembroke Pines, Port St. Lucie, St. Petersburg, Tallahassee, Tampa and the surrounding areas. View all service areas.

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DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.

Floridian Property Consultants is an independent, third-party inspection company. RRJ Insurance does not own, operate, or control Floridian Property Consultants and is not responsible for the quality, accuracy, or outcome of their inspections. We share their preferred rates here as a convenience to our clients. You are under no obligation to use Floridian Property Consultants and may choose any licensed inspection provider. Rates are set by Floridian Property Consultants and may change without notice. Eligibility for insurance discounts or credits based on inspection results is determined solely by your insurance carrier’s underwriting guidelines.

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Fraud is a crime

If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.

Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.

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